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"But if you do a lot, you get a material reduction – as much as 100 per cent".
It said there had been a "material reduction" in the number of people moving their accounts to it since the seven-day switching service was introduced in September, but insisted it had not seen huge customer outflows.
Young people are coming to understand this and the latest Ucas data suggests this year has seen the second highest university application rate among young people on record, with no material reduction among those from the most disadvantaged backgrounds.
The issues of material reduction, material life extension, product life extension, process improvement and product management are addressed.
The travel behemoth, which paid $2.6 billion for OpenTable in 2014, also predicted a "material reduction in forecasted long-term financial results and a reduction in investment" in the business.
"Other matters such as the environmental, social or corporate governance impact of individual investment decisions should be considered but should also not result in a material reduction in return and have the support of scheme members," the LGA said.
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The water company, which is headed by Liv Garfield, said yesterday that it was on course to hit its financial targets for the year, pointing in its latest trading update to "material reductions" in its debt financing costs.
Austerity programs, in truth, are perfectly compatible with renewed prosperity, if by "austerity" is meant not additional tax burdens laid on a struggling, ailing economy but material reductions in the size, scope and cost of government.
Similarly, if AR shows material reductions on one cognitive bias task, it is plausible that a reduction may be seen on another task measure - such as the pictorial Stroop task - if similar attentional processes are involved.
This leads to loss of materials, reduction in thickness, and at times ultimate failure.
A cost saving effect can often be achieved as an outcome of concrete challenging targets for materials reduction in the context of future limited material availability and high price.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com