With lending standards extraordinarily tight in the wake of the financial crisis, banks simply aren't making small business loans, not even to perfectly creditworthy people like David.
We will start making small business lending decisions in five days, not five weeks.
Although credit unions are limited by an arbitrary business lending cap, they are active in supporting their communities by making small business loans.
The new ease with which people can communicate has made small businesses more productive.
"Big business can deal with regulatory uncertainty, but it makes small businesses reluctant to take on risk and expand their operations".
He admitted that "you may not feel it is a big vision" but said, convincingly, how happy it makes small businesses.
One example he mentioned was the EU ergonomics directive, which he said made small businesses keep a ledger of checks of the positioning of computer screens and chairs.
What makes small businesses so compelling – especially in the face of headwinds like a deflating bubble – is that by virtue of their numbers alone, they present less risk and potentially more reward.
Everything we can do to make small businesses successful has a direct impact on the economic health of our communities.
