lots of loans

USAGE SUMMARY

The phrase "lots of loans" is correct and usable in written English.
It can be used when referring to a large number of loans, typically in a financial context. Example: "The bank has approved lots of loans this quarter, helping many families purchase homes."

✓ Grammatically correct

News & Media

Human-verified examples from authoritative sources

Exact Expressions

5 human-written examples

"The second is that lots of loans were originated in 1998 and early 1999," he said.

The New York Times

("Lots of loans," he said. "My mom has all the papers and I've got to pay them off").

The New York Times - Sports

Because loan outcomes are contingent on the state of the economy, this will necessarily mean that lots of loans will go bad (including some that might not have otherwise).

The Economist

Penn Square originated lots of loans to the historically risky exploration sector of the U.S. energy industry.

Forbes

The result was lots of loans that people couldn't afford.

Huffington Post

Human-verified similar examples from authoritative sources

Similar Expressions

52 human-written examples

If you read just the first 10 or 15 pages, you might think that ResCap ended up in bankruptcy after diligently agreeing to lots of loan modifications and originating nothing but conforming loans.

The New York Times

"In much the same way we get lots of loan requests for 'Fire Dance,' it is quite possible we will get the same for 'Landscape With Dog.' It is a very rare painting".

The New York Times - Arts

They also launched a feel-good campaign highlighting alleged good deeds like making lots of loan modifications although, daresay, many homeowners didn't share in these good tidings (and complaints kept flooding regulatory agencies).

Huffington Post

We have lots of loan on us.

BMC Psychiatry

So when we got together we had a lot of loans to pay.

The New York Times

They make a lot of loans very aggressively, and they have to securitize those assets.

The New York Times

Expert writing Tips

Best practice

When using "lots of loans", ensure the context clearly indicates who is issuing or receiving the loans to avoid ambiguity. For example, specify "banks issued lots of loans" or "students have lots of loans."

Common error

While "lots of loans" is acceptable, avoid using it excessively in formal reports or academic papers. Opt for more precise terms like "numerous loans" or "a significant number of loans" for a more professional tone.

Linguistic Context

The phrase "lots of loans" functions as a noun phrase, specifically as the object of a verb or preposition. It denotes a quantity of financial agreements where money is borrowed and expected to be repaid with interest. This is reinforced by Ludwig AI confirming its correctness and usability.

Expression frequency: Uncommon

Frequent in

News & Media

100%

Less common in

Science

0%

Formal & Business

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "lots of loans" is a grammatically correct and understandable way to express a large number of loans. Ludwig AI confirms its validity, and its occurrence in various news and media sources indicates its common usage in discussing financial matters. While it's more appropriate for neutral or slightly informal contexts, more formal alternatives like "numerous loans" can be used in academic or business writing. The key takeaway is to ensure clarity regarding the source and recipient of the loans to avoid ambiguity. The examples highlight that the phrase is most often found in news media.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

many loans

Replaces "lots of" with a more direct synonym, maintaining the core meaning.

numerous loans

Substitutes "lots of" with a formal synonym, emphasizing a large quantity.

a great number of loans

Expands the phrase to explicitly state a large quantity of loans.

a multitude of loans

Replaces "lots of" with a more emphatic term indicating a very large number.

plenty of loans

Uses a more informal synonym for "lots of", suggesting abundance.

a plethora of loans

Emphasizes an overabundance of loans.

significant lending volume

Shifts the focus to the total amount of lending, rather than the number of individual loans.

extensive loan portfolio

Highlights the diversity and breadth of the loans held by an institution.

substantial credit extensions

Focuses on the act of providing credit through numerous loans.

high loan disbursement rates

Highlights the speed and volume at which loans are being distributed.

FAQs

What does "lots of loans" mean?

The phrase "lots of loans" indicates a large quantity of loans, typically in a financial or economic context. It suggests a significant amount of borrowing or lending activity.

What can I say instead of "lots of loans"?

You can use alternatives like "many loans", "numerous loans", or "a great number of loans" depending on the context.

Is it appropriate to use "lots of loans" in formal writing?

While grammatically correct, "lots of loans" is considered informal. For formal writing, consider using "numerous loans" or "a significant number of loans".

How does "lots of loans" compare to "a lot of loans"?

Both phrases have the same meaning and are generally interchangeable. However, "lots of loans" might be perceived as slightly more informal than "a lot of loans".