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How should people prepare for the looming changes?
Looming changes to stock market listing rules were also blamed for triggering the decline.
In my Question Time coverage I referenced that the focal point of Labor's political attack today was looming changes to veteran's pensions.
But that's all supposed to change as a result of the new financial regulation measure and looming changes to international capital standards.
Now, even as regulators miss deadlines to complete the rules, some industry players say they are well prepared for the looming changes.
With looming changes at wide receiver, the decision of what to do offensively still comes down to overhauling the running game versus overhauling the passing game.
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The Labor leader, Bill Shorten, was asked on Wednesday morning about the looming change in Australia's threat alert level.
The looming change in regulations means that Wilcox may no longer be able to legally produce his own medication.
Another looming change is body cameras, which combined with dashboard cameras will keep beat officers under near continuous scrutiny, potentially inflicting career-denting "dings" for minor lapses, such as not wearing a seatbelt.
Xiang's pencil worked furiously as her classmates served up queries and probes about why people who work in silos are harder to bring on board, or whether she herself was nervous about the looming change, or what the first milestone in the process would be, or who her biggest advocates might be.
Although not an official state visit - Mrs Merkel is not head of state - the trip has been planned for months, with both governments aware of its political significance at a time of looming change in Europe.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com