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Kendall worked out the costs on the basis of the average local authority rate for social care at £480 a week.
Third party top-up fees can also be required if a local authority funded resident chooses a placement in a care home that charges fees above the standard local authority rate.
But many care homes say the local authority rate doesn't cover their costs.
Only when the individual has paid for £75,000 worth of care at the local authority rate - about 175 weeks on average - would the cap apply.
If that fails, either the care home owner would have to reduce its fees to the local authority rate, or a third party would have to be found to top up.
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The group has raised more than £12,600 for the first of the two families it hopes to offer homes to, which will cover the cost of interpreters, English lessons and top-up fees for local authority rates paid for private accommodation.
There are 20 local authorities rated as inadequate for protecting children.
We are actively working with all local authorities rated as 'inadequate' to ensure that they take the appropriate action.
However, Ofsted also found that the number of local authorities rated "excellent" across all their children's services has doubled, from 10 last year to 21 in 2010.
This would be based on local authority care rates, not what people might choose to pay - the state is not about to bankroll five-star nursing home bills and the biggest challenge will be persuading the Treasury to pick up the tab at any level.
But a "menu of options" for the deals also includes powers set to go to all local authorities: business rate retention and pooling through local enterprise partnerships; tax increment financing; regeneration funding delivered through the Homes and Communities Agency.
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