Sentence examples for loans that require from inspiring English sources

The loans have interest rates about one-half of a percentage point above comparable loans that require down payments.

Loans that require what economists call "pro-cyclical" policies — cutting spending and raising taxes in the face of recession — should be off the table.

That's because the banks do not directly control most of the loans that require restructuring; rather, the loans have been parceled out in pieces to various investors.

Federal and state authorities say that such advances are actually loans that require customers to sign over all or a portion of their monthly pension checks in exchange for a lump-sum payment.

The advances, federal and state authorities say, are not advances at all, but carefully disguised loans that require borrowers to sign over all or part of their monthly pension checks.

In calling together executives from top banks, Mr. Paulson said he was looking for ways to revive investor confidence in mortgage-backed securities that seemed to be fundamentally healthy and quite different from those backed by subprime mortgages and "no document" loans that require little or no verification of a borrower's income.

Nearly half the loans on its books were "low documentation loans" that required less evidence of the borrower's ability to pay than did conventional loans.

Subprime loans, made to people with poor credit histories, and loans that required no proof of income or very little money down helped people reach further.

The government would be insuring the riskiest and most default-prone mortgages made during the housing bubble, including loans that required no down payment and no income verification by the borrowers.

Banks in the United States seemed to have come up with some magical new formula for making money: make loans that required no down payment and little in the way of verification — and post instant, short-term, profits.

Behind the Numbers Using data from Zillow.com, a provider of housing-market statistics, we looked at the 163 largest Census-defined metro areas in the U.S. for cities where new homeowners are losing value fastest, whether as the result of falling home prices, mortgages based on inflated values or loans that required low down payments.