Your English writing platform
Discover LudwigExact(6)
Without trust companies, the banking system's nonperforming loans ratio might be much higher, although accurate estimates are not possible.
It shows there is no respite in the Spanish economy, despite Spanish banks dumping some of their worst-performing assets into a bad bank last November (when the bad loans ratio was 11.4%).
The country's shrinking economy and 19% unemployment has lifted the bad loans ratio to more than 3% and is expected to continue doing so as the economy still deteriorates.
The banking regulator said the system-wide nonperforming loans ratio was 0.96 percent at the end of the first half, up only 0.01 percentage point from the end of last year.
Table 4 also displays the response of business lending growth to the yearly growth in the doubtful loans ratio, holding capital growth constant.
That is, the exposure to real estate had a positive influence on the yearly change of the non-performing loans ratio that was mitigated by positive growth rates in real estate prices in the provinces where the bank operated.
Similar(54)
But BBVA, the first big European bank to report annual results, described its bad-loans ratio for 2009 as a whole as "near to the peak of the cycle," saying the increase of new bad loans slowed in the fourth quarter.
The bad-loan ratio a year earlier was 8percentt.
The bank said its non-performing loan ratio last year rose 0.65 percentage points to 4.5%.
Even though better than average by international standards, a 5.49percentt overdue loan ratio is not ideal.
By Asian standards, a nonperforming loan ratio of 15percentt is not horrifying.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com