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These loans, often called re-aged loans, represented 16.7percentt of total loans at the end of June, far more than the loans listed as past due.
But at the time of the offering there weren't any such "shareholder loans" listed on the company's balance sheet.
The report found that 58 percent of loans listed in the MERS database showed different owners than were reflected in other public documents like those filed with the county recorder's office.
One place to figure that out is to access the National Student Loan Data System at nslds.ed.gov and look at those loans listed as government backed loans in the system.
To give an indication of each servicer's performance as a percentage of its loans eligible for modification, the Treasury listed the number of eligible loans that are more than 60 days delinquent (that's the "Est. Eligible Loans" listed below).
But that is only if one excludes Hyundai Engineering and Construction from the loan list.
But they'll show up on the bad-loan list someday.
If your research institution or university runs a career center or a scientific career workshop or center, you may want to ask that they add this book to their reading and/or loaning list.
Lenders can read in each loan listing what happens with their money, providing a 'feel-good' sense of supporting people in projects they otherwise couldn't afford.
With most peer to peer services, borrowers sign up and post a loan listing.
Each loan listing contains basic information regarding the amount, term, interest rate and purpose of the loan, as well as personal data on the borrower, such as income, credit profile, employment history and borrowing history.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com