Exact(3)
Also, stay away if deposits are declining or the ratio of nonperforming loans to total loans exceeds 2%.
If the actual level of bad loans exceeds the bank's estimate, the difference is charged off against the shareholders' equity line on the balance sheet.
The estimated $1 trillion owed on student loans exceeds credit card debt, leaving 2010 graduates with an average debt of more than $25,000.
Similar(57)
Among French banks, loans exceed deposits by 19 percent.
Cumulative defaults on private student loans exceeded $8 billion, a sum from over 850,000 distinct loans.
Jumbo mortgages, also called nonconforming loans, exceed $625,500 in high-cost areas like New York.
(In comparison, it estimated this summer that federal student loans exceeded $1 trillion).
In recent years, British mortgage lenders began offering loans exceeding the value of the properties on which they were based.
Conseco said that as of March 31, the guaranteed bank loans exceeded the value of the stock collateralizing the loans by $358.5 million.
By some estimates delinquency rates, an earlier indicator of stress, for student loans exceed 10%, ten times that for credit cards and car loans.
Pressure on Chancellor Alistair Darling to find a solution mounted as the possible burden on British taxpayers became clear and the emergency loans exceeded the country's transport budget.
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