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But whenever lenders have stretched these loans beyond that very narrow category, bad things have resulted.
This means that the banks cannot expand their earning assets such as government securities and private loans, beyond that point.
The E.C.B. had extended the time periods for loans beyond the customary three months to encourage institutions to continue lending to the private sector.
In those cases, rogue payday lenders have associated with American Indians, using tribal sovereignty as a shield to make predatory loans beyond the reach of state usury laws.
The low interest rate is unlikely to be extended to new loans beyond the end of the 2012-13 academic year.
"In order to modify loans beyond that framework, you have to have the consent of 100percentt of the holders of the affected securities," Ms. Darwin said.
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Even if Russia were to provide extra support (besides a hoped-for extension of its €2.5 billion loan beyond 2016 and lower interest on it), Mr Putin would strike a hard bargain in trying to secure control over the gas.Any Russian help might be unacceptable to the euro-zone rescuers.
This week London Economics, found that if the write-off of students loans increased beyond 48.6%, "the economic cost of the 2012-13 higheducationion reforms will exceed the 2010-11 systhatthat it replaced".
Citi now offers so-called payroll loans well beyond its São Paulo branches to Nokia and Sony workers in factories in the Amazon; it expects to tap 170 additional companies by year's end.
This is a good sign because it means they are thinking "beyond personal loans and credit cards and taking on more debt for business that will inevitably, probably, grow," Andrew said.
LESSONS BEYOND THE LOAN Helping children is at the heart of these loans.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com