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(Underwater loans are more than 100 percent loan to value).
The median loan to value rose to 58.7percentt in 2003 from 33percentt in 1979.
A rising loan to value ratio leaves Northern Rock exposed to any slump in house prices.
Capping loan to value ratios would also help keep prices in check.
Q What is your average debt level as measured by loan to value?
Low risk mortgages (those with a loan to value lower than 80%%) have a lower weight that mortgages with loan to value above that threshold.
Similar(48)
(This is the loan-to-value ratio).
Loan-to-value ratios usually did not exceed 80%.
Loan-to-value ratios tend to be safely below 80%.
A 50% loan-to-value cap applies across the board.
Loan-to-value ratios are creeping up again.
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CEO of Professional Science Editing for Scientists @ prosciediting.com