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BOSS: I see that you have little experience in the field of loan risk assessment.
The purpose of this paper is to examine the application of artificial neural networks (ANN) to an early warning system for commercial bank loan risk.
That strategy reduces the dealer's loan risk because in many cases the down payment covers the dealer's cost of acquiring the vehicle.
The knowledge-based system (KBS) is introduced as an AI technique applied to bank loan risk management with an emphasis on the study of internal control of bank loans.
Neural networks are being used increasingly for loan risk assessment, real estate valuation, bankruptcy prediction, share price prediction, and other business applications.
That has a harsh flipside: those who default on their loan risk having their name broadcast to the lenders, "so the whole community knows you're a deadbeat".
Similar(39)
Loan risks and classic market risks were generally well understood and regularly reviewed.
On a broader level, the reporters write, a hearing Wednesday cast doubt on the government's ability to assess its loan risks.
NEW YORK TIMES TARP Report Outlines Loan Risks | Christy Romero, the special inspector general for the Troubled Asset Relief Program, said in a report that small banks with about $15 billion in outstanding loans may have difficulty raising the money to repay the federal government.
Hey, investors: Would you like acquiring private equity level returns for senior secured loan risks?
The important caveat of Fanger's proposition lies with "taking senior secured loan risks," which when transferred to China's legal environment could be completely lost in translation.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com