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The four WSOBs were castigated by the outside world for their high nonperforming loan ratios and their technical bankruptcies after the Asian financial crisis (Whalley, 2003).
Empirical results show that banks with relatively large asset sizes, low net interest margins, high impaired loan ratios, and high cost-income ratios tend to exhibit higher non-interest income shares.
Bad loan ratios have reached a 17-year high.
Non-performing loan ratios continue to rise in several countries in the euro area periphery and emerging economies in Europe amid high unemployment and anemic growth.
Similar(54)
The bank said its non-performing loan ratio last year rose 0.65 percentage points to 4.5%.
Even though better than average by international standards, a 5.49percentt overdue loan ratio is not ideal.
By Asian standards, a nonperforming loan ratio of 15percentt is not horrifying.
The nonperforming loan ratio for 2004 was 18.99 percent, it said in its annual report, published in the official Financial News.
With net assets less than $600 million and a nonperforming loan ratio of 4.9percentTa Ta Chong is getting by.
Government figures show the average nonperforming loan ratio was 1.1 percent at the end of March.
The non-performing loan ratio has fallen from 8.3% in 2001 to around 3.5%.
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