Sentence examples for loan profitability from inspiring English sources
When there is no spread between short- and long-term rates, future loan profitability is near zero.
As we also control for regional fixed effects, such interaction captures the drop in loan profitability within a province that is due to a bank's specialization in real estate development at the onset of the housing boom.
Babatunde et al. (2013) did study in Malaysia and concluded that profitability loan and advances have positive significant impact on economic development while deposits and assets of banks does not have any impact on economic development in Malaysia.
Banking bulls point out that one day the economy will improve and interest rates will rise, boosting demand for loans and the profitability of lending.
This year's surge in missed loan payments reduced the profitability of home lending, forcing more than 100 mortgage companies to close, declare bankruptcy or put themselves up for sale.
The decision to repay early "was chiefly triggered by the increasing cost of the loans as their respective profitability recovers," analysts at Fitch Ratings wrote.
According to the plan, which runs through March 2005, Resona promised to lend more to small companies, dispose of more nonperforming loans and improve its profitability.
The transformation of deposits into loans destabilizes the financial profitability of banks and increases their risks.
What matters to them is not the profitability of the loan but the absolute amount of money earned.
When the risk premium, which can be understood as the difference between the deposit interest rate and the loan interest rate, increases, the profitability of banks will increase and the capacity to bear risk will be enhanced.
Noticeably slower growth in the economy's nonhydrocarbon sectors, combined with lower loan growth, contributed to lower profitability and the weakening of balance sheets, prompting the government to buy stakes in local banks, as well as property and equity holdings on the balance sheets of local banks.
