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But the report's authors determined the addresses for every single payday loan location in Jacksonville, Miami, Orlando, and Tampa, and found that a majority are concentrated in African-American and Latino communities.
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There were about 500 payday loan locations in 1990 and are about 22,000 today.
Challenge: Student loan debt, location.
A typical development will also comprise a mix of additional sources ranging from municipal bonds, conventional loans and, location specific housing trust fund financing.
It seems clear that minorities were more likely than whites to be steered into risky high-priced loans, even when researchers controlled for such crucial factors as income, loan size and location.
Challenge: Student loan debt, geographic location.
The amount and terms of each loan vary by location, business type, and credit score.
Of course, the borrower would be free to renew the loan at that location – over and over again.
Because of an editing error, an article on Saturday about storefront money-lending shops that make "payday loans" misidentified the location of the Center for Responsible Lending, a consumer group that said the loans totaled at least $28 billion in 2005.
To understand general equilibrium effects of these changes in behavior, we vary the density of loan offers across locations.
We offer a suite of apps including a prospectus app, and are just about to launch one for current students which provides key information such as timetables, library loans and your location on campus.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com