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In addition to loan expansion, there will be a slight increase in lost book charges, which were last increased in 2002.
"The bottom line is that we need to see loan expansion," he says.
However, if the trend of loan expansion is aggressive, the chance of loan losses is higher, too.
Beijing is pushing against the limits of infrastructure spending and loan expansion, when it is domestic demand that needs to rise to protect China's growth, the analysts said.
The package also gives excessive weight to infrastructure spending and loan expansion rather than targeting domestic consumption, which must rise much more to sustain China's growth, some analysts say.
Furthermore, the rising role played by public banks - including the official major development bank (BNDES) - in sustaining the earmarked-credit pillar of loan expansion, especially 2012 onwards, can be visualized on the right side of the same chart.
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This year's list is a little different, with fewer loans, expansions and stars.
In raising interest rates paid on reserves the Fed, in my view, would risk a further slowdown in loan credit expansion and a further weakening of the economy.
Even healthy operators have a hard time obtaining bank loans for expansion.
All but $4.5m of that was transferred abroad, to finance government loans and expansion of the match empire.
Mrs. Dennes, 35, works in New York as a vice president of the Sumitomo Mitsui Banking Corporation of Japan; she helps companies obtain loans for expansion in Asian markets.
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