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Executives from many of the lending banks sat on its loan committees.
At the end of the year, the member-operated loan committees often returned surplus funds to borrowers.
Credit union loan committees may permit better deals for longtime members; they might also modify loan terms for borrowers they already know, Ms. Torruella said.
Opening Red Iguana 2 two blocks from the original was a tough sell to the bank loan committees Mr. Coker approached.
He also served on the Asset and Liability Management Committee, the Investment Policy Committee, and the Real Estate and Loan Committees of the Bank.
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Tong Taan Wong, 66, a shopkeeper, said he resigned from his village's loan committee because he did not want to be involved in the unpopular cause of debt collection.
Randolph, 40, is currently the chairman of MBNA's finance and loan committee and since 1993 has been a director of MBNA and its MBNA America bank unit.
(Reddish is also a longtime member of a loan committee for a local development agency that is a large producer of SBA loans).
Meanwhile, Mr. Evans, who joined from Goldman Sachs in 2007, will continue to serve an important role in Deutsche Bank's Americas mergers practice, and will remain a part of the firm's Americas regional leadership group and its loan screening committee.
Judge David H. Adams of the United States Bankruptcy Court in Richmond overruled an objection to the loan by a committee of bondholders and other creditors that are owed more than $550 million.
The advisory committee identified loan forgiveness and tuition assistance programs as possible solutions to these shortages.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com