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He explained that he has little alternative since banks have regularly denied his loan applications.
Credit reference agency Call Credit handles checks for 80% of payday loan applications.
It also charges that they made false statements to a bank in three loan applications.
It stopped financing home loans and taking mortgage loan applications last week.
National City said yesterday that its wholesale home equity unit had stopped taking loan applications.
In addition, a law enacted in 2007 changed the way South African banks evaluate loan applications.
The site accepts loan applications and displays mortgage offers within seconds.
It will no longer accept loan applications processed by mortgage brokers.
By 1996, Pamela was working as an accounts clerk for a bank, processing loan applications.
But Goal is no longer accepting loan applications, the company says on its Web site.
No one disputed that the bank had approved false loan applications.
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