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'living on borrowed time' is a correct and usable phrase in written English.
You can use it to describe a situation or person who is facing imminent danger or destruction. For example, "The old building has been living on borrowed time for years now; eventually it'll have to be demolished."
Exact(60)
A SHANGHAI businessman, Tom Wu, once described Hong Kong as a "borrowed place, living on borrowed time".
"This one told me he's living on borrowed time".
Moira's the one who points out they've already been ignoring red flags and living on borrowed time.
I am living on borrowed time".
Each is living on borrowed time.
Broadcast TV is living on borrowed time.
"I'm living on borrowed time," he said.
Their houses are living on borrowed time.
Kiyosato is living on borrowed time.
Everyone is living on borrowed time.
"Broadcast TV is living on borrowed time," he said.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com