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The losses have become a catalyst for price increases in some lines of coverage.
But in recent years, both lines of coverage have been losing money.
Prices for some lines of coverage have doubled and tripled since the Sept. 11 terrorist attacks, which cost the industry $50 billion.
Property/casualty insurers will continue to raise premiums for many lines of coverage.
When the lines of coverage are blurred, it leaves a grey area of confusion at best and a complete gap in protection at worst.
Today, the firm represents policyholders who have been wrongfully mistreated by their insurance companies in all lines of coverage including life, health, disability, property and general liability insurance.
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Auto insurance is the largest line of coverage in the industry, accounting for about $125 billion a year in sales.
Ben Smith, the editor in chief, confirmed that the foreign editor was the beginning of a new line of coverage.
This year, after Western journalists poured into Libya as the civilian population took up arms and lunged into war, a line of coverage on makeshift arms production and distribution found its way into many newspapers, magazines and Web sites.
If you need more than a few lines of draft coverage, you can eat your heart out here.
If there's a slowdown in the economy, obviously you're going to see a slowdown in certain lines of insurance coverage, workers' compensation, for example.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com