Your English writing platform
Discover LudwigSuggestions(2)
Exact(4)
In particular, the rating agency used the model for C.D.O.'s made up of credit-default swaps, financial instruments that investors used to bet on the likelihood of loan defaults.
Credit scores, at their core, are meant to help financial services providers understand the likelihood of loan repayment.
Specifically, we find that lenders evaluating GAAP-based financial statements report a higher likelihood of loan approval and a lower interest rate than lenders considering statements prepared using the other reporting frameworks, particularly when the applicant's credit risk level is high.
Specifically, we evaluate 157 lenders' assessments of the likelihood of loan approval and financial reporting quality for a prospective borrower in an experiment that manipulates reporting framework choice (FASB-based GAAP, AICPA's Financial Reporting Framework for Small and Medium-Sized Entities, or tax-basis) and borrower credit risk level (high or low) randomly between subjects.
Similar(54)
A lender "should be thinking only about the likelihood of that loan getting repaid" and not about in-store profits, says Rep. Frank.
Committing to a four year school with significant cost and the likelihood of student loan debt is not a decision that should be made lightly.
On top of that, the Congressional Budget Office estimates the likelihood of default for loans made to nuclear reactor developers to be "well above 50percentt".
Mr. Horne says they can increase the likelihood of securing the right loan if they push for more personal attention, and do a little homework about their own finances.
But in this economic climate, the self-employed have been more likely to lighten their tax liabilities by taking business deductions, thereby lowering their official income levels, as well as the likelihood of qualifying for a loan.
These five key areas, among others, will determine your likelihood of getting and SBA loan: Sufficient equity invested into the business.
A bank that correctly reported its NPLs would have to take a write-down to its book value to reflect the lower likelihood of repayment of these loans.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com