liability insurance

USAGE SUMMARY

"liability insurance" is correct and usable in written English. You can use it when referring to insurance that protects against claims resulting from injuries and damage to people or property. For example, "The contractor must have liability insurance to cover any potential accidents on the job site." Alternative expressions include "general liability coverage" and "liability coverage."

✓ Grammatically correct

News & Media

Academia

Wiki

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

(e)Liability insurance.

Cornell University

Where is liability insurance?

Cornell University

Liability insurance premiums have ballooned.

The New York Times

And what about liability insurance?

The Washington Post

Liability insurance is extra, and recommended.

The New York Times - Travel

Learn more about professional liability insurance coverage".

The New York Times - Tech

852.237-7 Indemnificandon and medical liability insurance.

Cornell University

But he opposes proposals to make liability insurance mandatory.

The New York Times

Their liability insurance could also come in handy.

The New York Times

Some other countries require liability insurance for guns.

The New York Times

He underwrites management and professional liability insurance for financial institutions.

The New York Times

Expert writing Tips

Best practice

When evaluating different "liability insurance" policies, carefully consider the coverage limits and exclusions to ensure they adequately address your specific risks.

Common error

Don't assume all "liability insurance" policies offer the same coverage. Policies vary significantly in terms of what they cover and their exclusions, so it's crucial to review the policy details carefully.

Linguistic Context

The primary grammatical function of "liability insurance" is as a noun phrase that acts as a modifier or object. Ludwig AI confirms this through numerous examples where it specifies the type of insurance or is the subject of financial discussions.

Expression frequency: Very common

Frequent in

News & Media

36%

Wiki

32%

Academia

16%

Less common in

Formal & Business

7%

Encyclopedias

3%

Science

6%

Ludwig's WRAP-UP

In summary, "liability insurance" refers to insurance coverage that protects against claims resulting from injuries or damages to other people or property. Ludwig AI analysis indicates it's a grammatically sound and frequently used term, especially in News & Media and Wiki. When discussing insurance needs, examining policy specifics and understanding coverage limitations is vital. This phrase functions mainly as a noun phrase. Considering alternatives like "general liability coverage" can broaden understanding. Its use spans formal business contexts to more general discussions, underlining its wide applicability.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

commercial liability insurance

Specifically designed for businesses, covering common liability risks they face.

general liability coverage

Broader term encompassing various liability risks including property damage and bodily injury.

public liability insurance

Focuses on covering injuries or damages to members of the public.

business liability protection

Emphasizes the protection aspect for businesses against potential liability claims.

legal liability coverage

Emphasizes the legal aspect of liability and the coverage provided.

professional indemnity cover

Focuses on protecting professionals from claims of negligence or malpractice.

insurance against negligence

Highlights the aspect of insuring against potential negligence claims.

errors and omissions insurance

Specifically covers losses due to mistakes or oversights in professional services.

indemnity insurance

A broader term for insurance that protects against financial loss or damage.

umbrella insurance policy

Provides additional coverage above and beyond standard liability policies.

FAQs

How is "liability insurance" used in a sentence?

"Liability insurance" is typically used to describe a type of insurance that protects against claims resulting from injuries or damages to other people or property. For example, "The company carries "commercial liability insurance" to protect against potential lawsuits.".

What are some synonyms for "liability insurance"?

Alternatives to "liability insurance" include "general liability coverage", "professional indemnity cover", and "errors and omissions insurance", each offering slightly different scopes of protection.

What does "liability insurance" cover?

"Liability insurance" typically covers legal costs, settlements, and judgments that the insured party is legally obligated to pay as a result of bodily injury or property damage to a third party. The specific coverage depends on the policy's terms and conditions.

Is "liability insurance" mandatory?

Whether "liability insurance" is mandatory depends on the specific context. For example, most states require drivers to carry "auto liability insurance", while certain professions may require "professional liability insurance" to practice.