levels of loan

USAGE SUMMARY

The phrase "levels of loan" is not standard in written English and may cause confusion.
It could be used in contexts discussing different tiers or categories of loans, but it is better to clarify what is meant by "levels." Example: "The bank offers various levels of loan, including personal, auto, and mortgage options."

News & Media

Academia

Science

Human-verified examples from authoritative sources

Exact Expressions

7 human-written examples

This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States.

Stanford University

The line represents Salomon Brothers' estimate of ideal levels of loan growth at various levels of bank penetration.

The Economist

The second is that even if the economy remains good, the banks cannot generate enough internal capital to support their current levels of loan growth.

The Economist

The amount of assets expected to come to the market, as well as the rising levels of loan defaults currently on banks' balance sheets, means investment opportunities in Europe will rise for private equity firms, he said.

The New York Times

In a sense, high levels of loan growth are a sign of business optimism.

Forbes

"Lower interest rates supported strong growth in new business activity compared to the prior year, however this was balanced by higher levels of loan repayments".

BBC

Human-verified similar examples from authoritative sources

Similar Expressions

53 human-written examples

The Exposure Draft proposes that companies report both fair value and amortized cost measures for loans; thus, the proposal should result in increased levels of loan-related information and improved financial reporting transparency.

Accounting, Organizations and Society

To make matters even worse, new accounting rules mean that commercial banks have lower levels of loan-loss reserves than in previous downturns, so provisions have to be plumped up at just the wrong time.That sinking feelingSmaller, regional banks look most vulnerable to rising losses.

The Economist

"There is a worry that requiring high levels of loans will have the effect of discouraging those folks from going to school," he said.

The New York Times

Bankia is a prime casualty of the real estate collapse that has left many Spanish banks with mounting levels of loans in or near default.

The New York Times

The very poor are able to access grants, bursaries and higher levels of loans - and the very rich can afford not to worry about the extra cost.

BBC

Expert writing Tips

Best practice

When discussing different tiers or categories of loans, clarify what is meant by "levels." For example, specify if you are referring to loan amounts, risk grades, or types of loans.

Common error

Avoid using the phrase "levels of loan" without specifying what the levels represent (e.g., loan amounts, risk categories). Ambiguity can lead to misunderstanding.

Linguistic Context

The phrase "levels of loan" functions as a noun phrase, typically serving as the object of a preposition or as a subject complement. Ludwig indicates that the phrase, while used, isn't always clear and benefits from additional context to specify what the levels represent.

Expression frequency: Uncommon

Frequent in

News & Media

40%

Academia

30%

Science

30%

Less common in

Formal & Business

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, the phrase "levels of loan" refers to different categories or amounts of loans, and while not incorrect, its usage can benefit from clarification. Ludwig provides examples in news, academic, and scientific contexts, but also suggests that it is not a standard expression. To enhance clarity, consider specifying the nature of the "levels"—such as loan amounts, risk categories, or loan types. Alternatives like "amount of lending" or "volume of loan" may offer more precise phrasing.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

amount of lending

Replaces 'levels of loan' with a more general term for the total value of loans disbursed.

volume of loan

Focuses on the quantity of loans issued, rather than their specific tiers or amounts.

extent of loan

Highlights the degree or scope of loans provided or outstanding.

scale of lending

Refers to the overall size or reach of loan activities.

magnitude of loan

Emphasizes the size or significance of the loans in question.

degree of loan

Indicates the intensity or severity of loan-related aspects, such as risk or default.

number of loan

Focuses specifically on the count of loans, rather than their value or categorization.

proportion of loan

Emphasizes the relationship of loans to other financial metrics or assets.

height of loan

Uses a spatial metaphor to describe the elevated state of loans.

depth of loan

Uses a spatial metaphor to describe how impactful loans are on something.

FAQs

What does "levels of loan" mean?

The phrase "levels of loan" can refer to different tiers, categories, or amounts of loans. It's essential to provide context to clarify which aspect is being discussed. For example, it could refer to different loan amounts, risk grades, or loan types.

What are some alternatives to "levels of loan"?

Depending on the context, you can use alternatives such as "amount of lending", "volume of loan", or "extent of loan".

Is "levels of loan" grammatically correct?

While not strictly incorrect, "levels of loan" is not the most common or precise phrasing. It's better to specify what the "levels" refer to for clarity.

How can I use "levels of loan" in a sentence?

Use "levels of loan" when you want to talk about different categories or amounts of loans. For example, "The bank offers various levels of loan, including personal, auto, and mortgage options."