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The line represents Salomon Brothers' estimate of ideal levels of loan growth at various levels of bank penetration.
Some politicians, frustrated that the government's costly interventions have not had their desired effect, have wanted to mandate higher levels of bank lending.
The Fed will approve what a bank proposes only if it thinks that minimum levels of bank capital would be preserved under the severe stress test.
The BIS was one of the few organisations to warn during 2006 and 2007 about the unstable levels of bank lending that eventually led to the Lehman Brothers crash.
In the first case, the sector companies, there are some with high levels of bank indebtedness and the financial entities are not disposed to consider the refinancing operations that they need.
If investors become more nervous about Spain — with a much bigger economy than Portugal's, with higher levels of bank debt — the relative calm of the last couple of months could evaporate.
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We hated the inconvenience, despite them significantly reducing levels of bank-account fraud.
This lists jurisdictions known for their high levels of banking and company secrecy.
In October 2008, less than a month after the failure of Lehman Brothers, my colleague Floyd Norris published a chart that showed the relative size and capital levels of banks in 17 countries.
The difference is wider still when it comes to credit cards; half of adults have them in the West, just 7% in developing countries.Within countries, levels of banking climb sharply with income and education.
After their meetings, the French and German finance ministers issued a statement expressing support for the idea of introducing a tax that would differentiate between the risk levels of banks "with the intention to reduce the risk profile that some financial institutions exhibit".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com