level of insurance

USAGE SUMMARY

The phrase "level of insurance" is correct and usable in written English.
It can be used when discussing the extent or amount of insurance coverage someone has or needs. Example: "Before finalizing the mortgage, the bank required proof of the level of insurance on the property."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

48 human-written examples

The surprisingly high level of insurance underutilization by insured patients in the QIDS sites undermines the potentially positive impact of social health insurance on the health of the marginalized.

Plosone

With detailed records close at hand, it can be used as information to decide on the level of insurance coverage with Trov's partnered insurers serving in the backend.

TechCrunch

If you finance your home, your lender will require a minimum level of insurance, but to really protect yourself, it's important to insure your home's replacement cost, not its current market value.

Huffington Post

"To operate the banking system, you need a certain level of insurance," Senator Gramm said.

The New York Times

The level of insurance literacy is very low in this country," says Finan.

The Guardian

"They just didn't have the population or the wealth and the level of insurance of a place like Westchester County".

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

10 human-written examples

As one example, the Finance Committee proposal includes several levels of insurance plans, one of which would require that the insurers cover only 65percentt of medical bills.

Huffington Post

Despite the turmoil, there are still untapped opportunities for insurers in the region; the Middle East has one of the lowest levels of insurance penetration in the world, Mr. Gosrani said.

The New York Times

It also mandates certain levels of insurance coverage.

The New Yorker

A16 Employers Faulted on Coverage Congressional investigators say thousands of employers are violating a federal law that requires similar levels of insurance coverage for mental and physical illnesses.

The New York Times

It could lead to higher levels of insurance fraud and uninsured driving as motorists struggle to meet the growing cost of keeping a car on the road, warned insurance website Gocompare.com.com

The Guardian - Money

Expert writing Tips

Best practice

Clearly define the "level of insurance" required in contracts or agreements to avoid ambiguity and ensure all parties understand their obligations.

Common error

Avoid using "level of insurance" interchangeably with "type of insurance". "Level" refers to the extent of coverage (e.g., high, medium, low), while "type" refers to the kind of insurance (e.g., health, auto, life).

Linguistic Context

The phrase "level of insurance" functions as a noun phrase that refers to the extent, degree, or scope of coverage provided by an insurance policy. As Ludwig AI indicates, the phrase is grammatically sound and commonly used.

Expression frequency: Very common

Frequent in

News & Media

40%

Science

35%

Formal & Business

10%

Less common in

Wiki

5%

Encyclopedias

0%

Reference

0%

Ludwig's WRAP-UP

In summary, "level of insurance" is a grammatically correct and very common phrase used to describe the extent of coverage offered by an insurance policy. Ludwig AI confirms its usability across various contexts, particularly in news, science, and business. While the phrase is generally neutral, it's important to specify coverage details to avoid ambiguity. Related phrases such as "insurance coverage amount" and "degree of insurance protection" can provide alternative ways to express similar concepts. When writing, be sure to distinguish between "level" and "type" of insurance to ensure accuracy.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

insurance coverage amount

Focuses specifically on the monetary value or extent of the insurance provided.

insurance policy depth

Emphasizes how comprehensive the insurance plan is.

degree of insurance protection

Highlights the level of safeguarding the insurance offers.

scope of insurance coverage

Refers to the breadth and range of what the insurance covers.

extent of insurance benefits

Focuses on the range and value of advantages offered by the insurance.

insurance tier

Implies a categorization of insurance plans based on coverage and cost.

insurance plan type

Refers to the specific type of insurance policy, influencing coverage details.

insurance coverage limit

Specifically denotes the maximum amount an insurance policy will pay out.

insurance benefit magnitude

Emphasizes the scale or size of the advantages offered.

depth of coverage

Indicates how thoroughly the policy protects against various risks.

FAQs

How can I determine the appropriate "level of insurance" for my needs?

Assess your potential risks and financial capacity to cover losses. Consider factors like asset value, liabilities, and income to choose a "level of insurance" that provides adequate protection without being overly expensive.

What does "level of insurance" coverage actually mean?

The "level of insurance" refers to the extent of financial protection offered by an insurance policy, including coverage limits, deductibles, and covered perils.

What factors influence the cost of a "level of insurance"?

Several factors influence the cost, including the type of insurance, coverage limits, deductible amount, risk factors (like age and location), and the insurance company's assessment of your risk profile.

Are there alternatives to saying "level of insurance"?

Yes, you can use alternatives like "insurance coverage amount", "degree of insurance protection", or "scope of insurance coverage" depending on the context.