"lending ratio" is a correct and usable phrase in written English.
It is used to describe the ratio of the amount of money that a bank, lender, or other financial institution will loan to the amount of money that is deposited or available for lending. For example, "The bank's current lending ratio is 8:1, meaning for every dollar in assets, it can lend up to eight dollars."
The owners had intended to knock down the older house, a contemporary, and rebuild something themselves, but because lending ratios had tightened, they no longer qualified for a construction loan.
The regulator stopped short of proposing caps on certain lending ratios, such as the size of the loan compared with a borrower's income or to the value of a property.
Here's last night's story: Bank of England gets new powers to curb mortgages to prevent asset bubble RANsquawk (@RANsquawk) UK homebuilders under pressure as UK rates look set to rise soon and after Chancellor gives BoE more power to cap mortgage lending ratios June 13 , 2014Barratt Development are down 3%, Land Securities fell 2.5%, British Land shed 2.4% and Persimmon lost 2.1%.
"This is a desirable place to live because of the weather and the beach, and lenders went outside of their usual lending ratios".
We assume that the cost g is an increasing function of bank lending-capital ratio.
In other words, these banks acquire capital that can be used as reserves for lending at a ratio of 10too 1, though in some recent situations today the leverage is much higher -- 50 to 1, for instance.
And yet airports and runways seem to get people's hackles and passions up in a way that risk weightings for bank lending and leverage ratios never do.
Analysts and regulators measure banks' willingness to lend by their ratio of loans to deposits.
The government's strong counter-cyclical fiscal and monetary stimulus ran into mostly state-owned banks whose ability to respond with on-balance-sheet credit was constrained, given caps on their lending volumes and ratios of loans to deposits.
The increased HDL-C/total-C ratio lends no support to the concern that long-term administration of this anti-oestrogenic drug might lead to an increased cardiovascular risk.
Horta-Osório warned that such ratios could restrict lending while Hester said the ratio should be seen "as a backstop, not a primary control of risk".
