This is in large part because of their conservative lending approach and their "active management" of mortgage portfolios, Fitch said in a recent report.
He was immediately struck by the high repayment rates (less than 5% of loans by Yunus' Grameen Bank result in defaults), as well as by the social lending approach on which microfinance is based.
The CML's director general, Paul Smee, said: "July's figures show a gradual improvement in the market with lending approaching the sort of levels we saw at the end of the stamp duty concession.
MARKET OVERVIEW The property market was unaffected by the global financial crisis, mainly because the conservative lending approach of German banks did not create a housing bubble, said Peter Talkenberger, the founder of AllGrund Ltd., a brokerage in Frankfurt-Dreieich.
In Robinson's (2001) point of view "even successful institutions following the poverty lending approach, in aggregate; can meet only a small portion of the demand for microfinance".
This 'Social Lending' approach is likely to appeal to the Facebook generation, used to seeing these kinds of pathetic cries for attention… sorry, I mean witty requests for cash.
With personal consumption rising in several other Asian countries that might be able to make use of Takefuji's liberal lending approach, his choice to stay within Japan appears questionable.
This is a lending approach wherein the dealer act as both seller and lender, approving consumers for financing with no credit checks.
We believe the government can build upon the Export-Import Bank's very successful co-lending approach to leverage -- rather than try to replicate -- private sector lending expertise.
