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Corporate America can step up as both borrower and lender: borrowing in the bond market, lending to customers in order to keep orders flowing.
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The new price cap on payday loans introduced on 2 January means that all short-term credit is now capped at a daily rate of 0.8%, default charges cannot exceed £15 and the maximum paid back cannot exceed twice what the lender borrowed.
But moving is difficult now that grandma is older, and in any case the sheltered accommodation that relatives think might be suitable doesn't meet the lenders' borrowing criteria to port the loan.
Kallakis and Williams were convicted of defrauding Bank of Scotland, now part of Lloyds, and AIB, but they also took in other lenders, borrowing millions of pounds from Bristol & West, part of Bank of Ireland, GE Capital, and Barclays.
For good measure Sweden has in place funding guarantees to help big lenders borrow and has also said it will inject more capital into banks if necessary.
Bloomberg reports that at least six hedge funds, with combined assets topping $5.4 billion, have been forced to liquidate or sell holdings since mid-February because their lenders raised borrowing rates and demanded extra collateral.
On top of being required to return shares to the lender they borrowed them from, shorts also must pay dividends on those shares.
Most lenders cannot borrow without state guarantees.
Since 2008, the central bank has been allowing lenders to borrow as much as they want at the benchmark interest rate, which is now 1.25 percent.
The index rallied 4.3 percent on Wednesday as six central banks took action on Europe's debt crisis by making it cheaper for lenders to borrow in dollars.
The European bank has been allowing lenders to borrow as much as they want from the central bank at 0.75 percent, if they can provide collateral.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com