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They also say the charges are not unfair because they represent legitimate fees for providing overdraft facilities.
Car dealers, who were important contributors to Gov. Arnold Schwarzenegger's election campaign, have said that loan markups are legitimate fees that they earn for arranging loans, and that they need the flexibility to make profits where they can.
The banks argued that their overdraft charges and conditions were exempt from the provisions of the 1999 Unfair Terms in Consumer Contracts Regulations and represented legitimate fees for providing overdraft facilities.
In her 35-page decision, Judge Aurigemma said Crossroads had been "unethical, oppressive and unscrupulous" in withholding legitimate fees from its two consultants, who had close ties to top state politicians.
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Dealer groups defend markups as a legitimate fee for a convenient service.
This will allow you to determine whether the bank charge is an error or a legitimate fee.
But there are some legitimate worries.Tuition fees have been rising fast: they are now four times higher in real terms than they were in 1975, according to the latest annual report from the College Board, a group of higher-education institutions.
Nevada state officials have begun an investigation to determine if payments to cardiologists there by a little-known heart device company were legitimate consulting fees or inducements to the doctors for using its products.
The dealer markup reflects a legitimate retail fee for a service rendered.
"The dealer markup reflects a legitimate retail fee for a service rendered," said Alan Starling, chairman of the National Automobile Dealers Association, in a statement last year.
Mr. Edwards maintained that the money was a legitimate consulting fee and that Mr. DeBartolo insisted on paying in cash to hide his association with Mr. Edwards from his business partners.
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CEO of Professional Science Editing for Scientists @ prosciediting.com