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And finding that due to the lateness of payments I was badly in need of a few thousand pounds to settle a tax shortfall.
Now they don't even pretend to know the price of milk, never mind the financial knife-edge that many live on, where the lateness of one overdue payment can drive people into despair.
New kinds of payment plans?
Plan for schedule of payment.
Get proof of payment.
Unaware of payment terms.
Confirm acceptable methods of payment.
Confirm your method of payment.
Know your method of payment.
Bring some method of payment.
Select your method of payment.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com