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These borrowers did not lack financial sophistication, Ms. Hart added.
Religious communities operating churches often lack financial resources to fight this problem.
Most investors lack financial knowledge and information for trading in the stock market.
The Bryces, who are quick to say they lack financial sophistication, agreed.
They lack financial assets to which they can turn if things get tough.
An international oversight body warned that Iraqi ministries lack financial controls that could discourage corruption.
Not all women lack financial skills, of course, and many may simply lack time.
He said: "My critique is that [Mr Corbyn's] plans lack financial and economic credibility".
But they lack financial savvy and marketable skills, and simply can't keep up with the changing economy.
Others who lack financial help from relatives struggle to earn enough money in prison to care for a child.
Special "reserves" and unlicensed spectrum could be put aside for emerging technologies that lack financial or political clout.
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