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The phrase "lack capital" is a correct and usable phrase in written English.
You can use it when you are trying to express that something does not have enough resources or materials to be successful. For example, "Small businesses often lack the capital necessary to compete in the global market."
Exact(14)
Banks, which lack capital themselves, are passing these tighter terms on to customers.
Russia is the world's largest energy-exporting country and so does not lack capital for investment in business.
And although Europe does not lack capital for start-ups at the moment, it is still far from having an entrepreneurial culture.
Increasingly, private companies are investing their own money in these deals, an option that is attractive to universities that lack capital and want to avoid debt financing altogether.
When land prices are high, landowners may cash out to developers and big corporate farms, and new farmers who lack capital are priced out of the process – especially those saddled with student debt.
The analysis was right: the main problem for banks is that they lack capital and in a climate of fear and suspicion the only provider can be the state.
Similar(46)
Standard Chartered, for its part, enjoys a fine pedigree but lacks capital.HSBC has plenty of both.
Shares in A.I.G. tumbled more than 60percentt on Monday morning as investors grew concerned that the firm lacked capital to withstand cuts to its debt rating.
The government lacks capital to build roads, ports and airports, and will continue to look to the private sector to do so.
Soon Bishop turned to an adman named Raymond Spector to help her mount a national campaign; lacking capital, she paid him in shares.
Energy Transfer lacked capital and reputational heft.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com