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The savings are greatest when families join early, but making such a commitment for a baby is a gamble.
"It is in the EU's interest to join early, alongside major economies such as the US and China, and alongside other 'high ambition' countries," the paper says.
The anticipated return is 7% a year, and "pioneer" investors who join early can expect to obtain 50% tax relief on their investment through the government's Seed Enterprise Investment Scheme SEISSeed Enterprise Investment Scheme SEIS
But if we'd had the chance to join early, we could have had a much greater influence on the way the European project developed, and we'd feel much more at home in it now.
Partners that join early can help shape the platform for their industry.
The three join early proponents of the move, Viacom, which avoided a big $277 million in charges; Sun Microsystems, which dodged an estimated $260 million in earnings hits; and McKesson, which avoided $117 million doing this end-run.
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They join earlier departures from the Telegraph titles' sports sections including Scotland-based columnist Robert Phillip and golf and football writer James Mossop.
He had actually tried to join earlier on in his career, but al-Qaida deemed him unstable; later, when they wanted him to join, Abu Zubaydah refused.
"If I stop using it for one week, I start eating more and it becomes very difficult to wake up in the morning," said Timo Ahopelto, who was CEO of the company before leaving to join early-stage Finnish VC fund Lifeline Ventures, which also holds a stake in Valkee.
They join earlier investors Dylan Collins and Christopher Muenchhoff.
New angel investors join earlier Angel investor and founder of Zoopla, Alex Chesterman.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com