And the example of the mortgage closures on 2 million people — and maybe a lot more than that as time goes on — is really not the cause of the economic problem we're facing, but it's just a factor of it.
It's just a factor of modern consumerism on a minuscule island.
He looks as focused as ever, the malevolent stare, but there is a calm about him, a sense of having seen it all before; this is not just a factor of age, it comes from a belief that this is no longer just a sport; he is running for absolution.
That's just a factor of time, though; it's up to Microsoft to convince us that we need something like Surface in our homes.
We find that even when assuming very optimistic parameters, the optimum finger width of 26 μm is just a factor of two lower compared to the state of the art technology today.
That may be just a factor of the difficulty wearable device companies face going forward, as even though they can come out with new products and find niches, it's not clear if users are going to continue adopting them.
They believe that breathlessness is just a factor of getting older, and the disease does not affect people aged less than 40 years.
"Is it just a series of factors - his wife cheating on him, depression, being bad with his finances?" asks Milroy.
And, really, when you look at the lowest income, most of that is just simply a factor of age and marriage.
