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But at the same time, everyone turns a blind eye to how the shops get their stock, an activity that since it involves transactions of large amounts, is not legal or tolerated.
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It often involves transactions in which money does not necessarily change hands.
Most trade involves transactions between commercial entities.
"Conceptually, Islamic finance should cost more, as it involves more transactions," says Mr Amin.
It'll also require some work from the taxation administration, as French revenue means that it involves all transactions with somebody with a French mailing address or a French IP address.
Marketing and selling a product involves transaction costs.
The supposedly competitive markets did not involve transactions between equals.
In 1997 the percentage of foreign exchange which involved transactions in the real economy was only 2.5%.
The data, stored in more than 2,500 files, involved transactions spanning from March 2008 to several days in June of this year.
Significantly, the bank has now "agreed that the conduct at issue involved transactions of at least $250bn", Mr Lawsky said.
Processes that involve transactions between organizations are filled with redundancy, errors, breakdown, and non-value-added costs.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com