Instead of offering to insure all deposits in money-market funds, it said it would insure only deposits made before the panic broke out on Sept. 19 and it said the insurance would last only for an initial period of three months.
In addition, the F.H.A. insures only a small range of fixed-rate and adjustable-rate products, and it obliges brokers to meet specific requirements, like maintaining a net worth of at least $63,000, with at least $12,600 in the bank.
In a shift, the agency, which traditionally insures only loans made by private banks, is lending money directly to non-American buyers of American products, exercising a legal authority that it has but almost never uses.
In the property sector, the company insures only commercial sites.
This segment insures only first mortgage loans, primarily on residential properties having one-to-four family dwelling units.
Since 1999 it has insured only tranches rated AA or better.
If the insured obtains care from a provider outside the P.P.O.'s network, the insurer will reimburse the insured only at what the insurer considers a reasonable fee, leaving the insured to pay any billed fee above that reimbursement.
"If you analogize it to life insurance," said Mr. Egan — who uses the kind of pithy language that escapes Mr. Ackman — "it is as if they once insured only 18-year-old women who didn't smoke or drink.
Under most standard homeowner policies, Mr. Schutzman said, personal property is insured only for its actual cash value.
We used historic data from applicants for a private disability insurance policy at a company insuring only college and university educated self-employed, e.g. doctors, lawyers or dentists.
In other words the labor force that gets insured only for part of its salary is not so much an issue of unreported -- or uninsured -- labor.
