it has been repaid

USAGE SUMMARY

The phrase "it has been repaid" is correct and usable in written English.
You can use it when indicating that a debt or obligation has been settled or returned. Example: "After months of waiting, I finally received confirmation that the loan has been repaid."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

2 human-written examples

About half of it has been repaid.

The New York Times

When it has been repaid, you can "reinvest" the same loan in a different entrepreneur, which, says the charity, makes it "the gift that keeps on giving".

The Guardian - Money

Human-verified similar examples from authoritative sources

Similar Expressions

56 human-written examples

The Fed said it had been repaid $53.12 billion for the loans plus interest.

The New York Times

The compliance office concluded it had been a "legitimate error by a member of staff" and said it had been "repaid in full".

Independent

The embargo was lifted on 18 January once it had been repaid in full, allowing Blackwell to add several fresh faces to his squad.

BBC

It said £297m has been repaid, however the final amount will not be fully repaid until April 2024.

BBC

"Once Mr Hutchison's loan has been repaid in full, it is anticipated the society will become the owners of the club," it added.

BBC

It is not clear how much of the $200 million has been repaid.

The New York Times

Obama proposed taking $30 billion in bailout money that has been repaid by banks and using it to fund lending to small businesses through community banks.

Forbes

That loyalty has been repaid, and she is grateful for it.

The Guardian - Arts

State and local bodies sank hundreds of millions of dollars into the project; much has been repaid, but officials say some of it never will be.

The New York Times

Expert writing Tips

Best practice

When using "it has been repaid", ensure the subject (the 'it') is clearly defined in the preceding context to avoid ambiguity. For instance, specify "the loan", "the debt", or "the investment" before using the phrase.

Common error

Avoid using "it has been repayed" as 'repayed' is not the correct past participle form of 'repay'. The correct form is "it has been repaid".

Linguistic Context

The phrase "it has been repaid" functions as a statement indicating that a debt, loan, or obligation has been completely satisfied through the return of the owed amount. Ludwig confirms its grammatical correctness.

Expression frequency: Very common

Frequent in

News & Media

60%

Science

20%

Formal & Business

10%

Less common in

Encyclopedias

3%

Wiki

3%

Reference

1%

Ludwig's WRAP-UP

In summary, the phrase "it has been repaid" is a grammatically sound and common way to express that a debt or obligation has been fulfilled. As Ludwig AI underlines, the expression is considered appropriate and it is very frequent in News & Media. While there aren't specific contexts where it is more appropriate than others, being mindful of the subject "it" refers to is critical for clarity. Numerous alternatives, such as "the loan is paid off" or "the debt is settled", offer nuanced ways to convey the same meaning, depending on the specific context.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

the debt is settled

Focuses on the debt itself being resolved, rather than the action of repaying.

the loan is paid off

Specifically refers to a loan and its complete payment.

it's been reimbursed

Suggests a return of money, often for expenses incurred.

the amount has been refunded

Emphasizes the return of funds, often due to a return or cancellation.

the obligation is fulfilled

Broader term encompassing any duty or requirement that has been met.

the dues are cleared

Implies that outstanding payments or membership fees have been settled.

the account is settled

Focuses on the resolution of a financial account, often through payment.

the balance is cleared

Highlights the reaching of a zero balance, often in a financial context.

the debt was discharged

Uses a more formal term, often associated with legal or financial processes.

the liability has been satisfied

Formal phrasing, indicating the complete fulfillment of a legal or financial responsibility.

FAQs

What does "it has been repaid" mean?

The phrase "it has been repaid" signifies that a debt, loan, or obligation has been fully settled by returning the owed amount.

What can I say instead of "it has been repaid"?

You can use alternatives like "the debt is settled", "the loan is paid off", or "it's been reimbursed" depending on the specific context.

Is it correct to say "it has been repayed"?

No, "it has been repayed" is incorrect. The correct past participle of 'repay' is 'repaid', so the proper phrasing is "it has been repaid".

How do I use "it has been repaid" in a sentence?

Use "it has been repaid" to indicate the completion of a repayment. For example, "The loan was due last month, but thankfully, the loan is paid off and "it has been repaid".