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(B) If you fail to come to an arrangement with your mortgage lender, they are most likely to send you a letter from their solicitor demanding payment, before issuing repossession proceedings with the county court.
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But getting back the property took great effort even once the government issued a repossession certificate.
In 2011, Alinah Azadeh and her husband, Leo, were issued with a repossession order for their home in Lewes, East Sussex, where they had lived with their children, Delia and Moses, for five years.
The crucial issue of repossession may be resolved by using municipal law a blow to Mr Luzhkov's paternalistic image.
The number of repossession claims issued by landlords has risen by 27 per cent over four years to more than 170,000.
The sensitive issue of repossessions ranks very high on the government's list of concerns - and relatively low among banks' concerns.
Its analysis of possession notices issued over the last year suggests 215,000 homes in England are at risk of eviction or repossession and it warned rising interest rates would bring more households under threat.
The data, issued by the Financial Services Authority, shows that after falling in each quarter since late 2009, the number of new home repossessions increased by 17% in the first three months of this year to 9,613.
Ms Carmena made homelessness a key issue in her campaign, vowing to halt the eviction of families defaulting on their mortgages as soaring repossession rates continued in Spain.
"We have continually called on the government to hold a roundtable discussion to find real solutions to stamp duty, the liquidity issue, first-time buyers and repossessions.
The troika has reportedly been at loggerheads with Greece's government over home repossessions, among other issues.
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