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But getting back the property took great effort even once the government issued a repossession certificate.
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In 2011, Alinah Azadeh and her husband, Leo, were issued with a repossession order for their home in Lewes, East Sussex, where they had lived with their children, Delia and Moses, for five years.
(B) If you fail to come to an arrangement with your mortgage lender, they are most likely to send you a letter from their solicitor demanding payment, before issuing repossession proceedings with the county court.
Mr Munday said that the flat, which is being sold as a repossession, could fetch around £1,000 a month in rent if it is modernised.
Ultimately that means they arrange a repossession hearing in court.
But it was a shock nonetheless when, in November 1999, a repossession order arrived.
According to Shelter, a repossession order on someone's home is being made every two minutes.
In response she received a repossession order, telling her that the landlord wanted her to vacate the property.
Appearing in court to defend a repossession order can be a nerve-wracking experience but don't be tempted to miss the hearing.
After a time, the bank is allowed to commence a repossession process that can result in the house being auctioned off to the highest bidder.
How would I even begin to recover from a repossession?
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CEO of Professional Science Editing for Scientists @ prosciediting.com