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The other 47 transfers involving a fee were undisclosed.
And avoid any schemes involving a fee to be added to a stranger's account.
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All have loyalty schemes - some involve a fee, some a minimum number of crossings.
This will erode their cost advantage, since every transaction involves a fee.
But in the overwhelming majority of cases, using the card involves a fee.
I have recently been getting messages telling me that my virus definitions update has expired and I should subscribe, which involves a fee.
American Airlines is the latest carrier to offer a way to change your flight time on the day you're scheduled to travel, though this flexibility is limited to a narrow window, and involves a fee.
You must also get a certificate of sponsorship from your employer (which involves a fee of between £536 and £1,476), pay £200 per year as a healthcare surcharge and be able to prove your knowledge of the English language.
Consenting to let can also involve a fee and in some instances a hike in the interest rates to put it on a par with buy-to-let mortgages.
A carbon pricing scheme would involve a fee being charged to emit the greenhouse gas and the proceeds would probably go to companies that reduce them, such as renewable energy firms.
It remains unclear whether the deal will involve a fee or simply a transfer of power.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com