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But in the overwhelming majority of cases, using the card involves a fee.
This will erode their cost advantage, since every transaction involves a fee.
I have recently been getting messages telling me that my virus definitions update has expired and I should subscribe, which involves a fee.
American Airlines is the latest carrier to offer a way to change your flight time on the day you're scheduled to travel, though this flexibility is limited to a narrow window, and involves a fee.
You must also get a certificate of sponsorship from your employer (which involves a fee of between £536 and £1,476), pay £200 per year as a healthcare surcharge and be able to prove your knowledge of the English language.
Confronting this level of ambiguity, entrepreneurs often will resort to a trip to city hall to talk to a planner, which can be an enlightening conversation, but usually involves a fee and a five- to 10-day turnaround for a formal response.
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All have loyalty schemes - some involve a fee, some a minimum number of crossings.
Sirius signed a deal that, by one news report, involved a fee of $15 per recording device.
Consenting to let can also involve a fee and in some instances a hike in the interest rates to put it on a par with buy-to-let mortgages.
A carbon pricing scheme would involve a fee being charged to emit the greenhouse gas and the proceeds would probably go to companies that reduce them, such as renewable energy firms.
The other 47 transfers involving a fee were undisclosed.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com