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On the other hand, if you are the type of person who believes that managers can get returns higher than the market average, you may be willing to pay higher fees, calculating that the net return will be better or at least the swings in the investments' value will be less volatile.
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The Boston-based Bain Capital manages investments valued at more than $6.6 billion.
The trust resolved 623,400 claims for $3.3 billion and held investments valued at $1.6 billion as of June 30, according to court papers.
Why they are willing to sell for so much less than their investments' values, however, is another question.
The Observer-Dispatch also reported that Hanna had investments valued at $500,000 to $1 million in Chesapeake Energy.
Many common and low-grade Liberty Head double eagles have been sold as investments, valued based on their bullion content.
This week, Techcrunch, citing anonymous sources, reported that some of the more recent investments valued Snapchat at over $17 billion.
If the cash is invested in the stock market, there is also a risk the investment value will fall.
Yet Mr. Peters worries that today's shoppers are too focused on investment value.
The best bet is to give what someone enjoys, regardless of investment value.
Since 2008, the second question they ask is about investment value," Mr. Bacs said.
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CEO of Professional Science Editing for Scientists @ prosciediting.com