Your English writing platform
Discover LudwigExact(1)
If you make a late payment, you will most likely lose your low introductory transfer rate and could get stuck with a high default or penalty rate which can be northwards of around 30%.
Similar(58)
There are several cards that offer introductory balance transfer rates, meaning if you transfer all or some of your other cards' balances, you won't pay any interest on those balances for a year or two (depending on the card).
Terms vary on the introductory balance transfer offers.
For instance, the average zero percent introductory rate for transfers now remains in effect for more than 10 months — or about 2 percent longer than at the end of last year.
While this study is set in a high school context, lessons learned can easily transfer to introductory life sciences courses at the undergraduate level.
Read the fine print on any balance transfer or introductory offers before accepting them.
The recent crowding in the UK credit card market has led to competition on a number of fronts: offering the lowest interest rate; providing introductory offers and balance transfers; and giving out incentives such as cashback and reward points.
Michelle Slade of comparison site Moneyfacts.co.uk says: "Without the money they make from this tactic the already dwindling number of 0 per cent introductory rates or balance-transfer deals may no longer work for the lenders".
The Edward Jones World MasterCard is a great choice for people who want a good introductory offer for balance transfers as well as some rewards.
Consolidate your debt: If you're carrying a balance on multiple cards, consider consolidating them onto a credit card with a 0% introductory APR on balance transfers.
What makes this article unique compared to other articles is that the cards listed below (with only one exception) feature 0% introductory rates on balance transfers AND new purchases.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com