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Terms vary on the introductory balance transfer offers.
There are several cards that offer introductory balance transfer rates, meaning if you transfer all or some of your other cards' balances, you won't pay any interest on those balances for a year or two (depending on the card).
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The wealth of knowledge which has gone into the development of simulation models such as SOCRATES, RothC [18], CENTURY [19] and Introductory Carbon Balance Model (ICBM) [20], and the fact that they do not require detailed analyses to perform accurate simulations, provides a promising avenue for policy makers to predict the impacts of climate change on the cycling of SOC in terrestrial ecosystems.
The strings played with spirit, polish and elegant phrasing in the introductory section, although balance and tempos were not always perfectly coordinated between orchestra and soloist.
The recent crowding in the UK credit card market has led to competition on a number of fronts: offering the lowest interest rate; providing introductory offers and balance transfers; and giving out incentives such as cashback and reward points.
The Edward Jones World MasterCard is a great choice for people who want a good introductory offer for balance transfers as well as some rewards.
What makes this article unique compared to other articles is that the cards listed below (with only one exception) feature 0% introductory rates on balance transfers AND new purchases.
Michelle Slade of comparison site Moneyfacts.co.uk says: "Without the money they make from this tactic the already dwindling number of 0 per cent introductory rates or balance-transfer deals may no longer work for the lenders".
There are 145 out of 225 credit card deals offering an introductory 0% rate on balance transfers, with some that last for up to 35 months, though to access the best ones you will need to have a good credit rating.
Chase Slate®: This credit card from Chase offers 15 months with 0% Introductory APR on purchases and balance transfers.
That 3% fee is still much less expensive than paying whatever interest rate will be charged on your balance after the introductory rate expires".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com