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With lower interest rates and internal cutbacks, credit card companies are offsetting their charge-offs and growing net margins thus making money.
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Cutbacks and internal conflicts led to speculation about Mr. Shmuger's future, including some jabs at his leadership.
Other providers that could see cutbacks include home health agencies.
With the cutbacks, one squad, known by the internal designation C5, which previously had handled the Genovese family, will also be responsible for the Bonannos and the Colombos.
Dr. Anne Wilson has her own internal-medicine practice in Rockville, Md., and has felt the pinch of reimbursement cutbacks from Medicare and other insurers.
The cutbacks in worker benefits have prompted complaints from Microsoft employees, and Mr. Ballmer addressed the internal grumbling in his memo.
What cutbacks?
The cutbacks enraged students.
Zynga began cutbacks this week.
"I laugh at cutbacks.
But there have been cutbacks.
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