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A Barclaycard spokesman said: "When the base rate changes, customers will know that their interest rate has changed accordingly.
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The method of setting interest rates has changed markedly in my lifetime.
But low interest rates have changed that.
In 2008-2009, she overclaimed by £5,800 as she did not notice interest rates had changed.
But the feisty stock market and plunging interest rates have changed all that.
Years of zero interest rates have changed old habits, however, and Japanese savers have sought greater risk notably in foreign exchange.
In the rich world the bursting of the debt bubble, slowing economies and low interest rates have changed the economics of the business.
New federal regulations that took effect last year mandate a three-day waiting period for borrowers whose interest rates have changed by more than an eighth of a percentage point.
Another NAO study found that the price of the MoD's refurbished offices in Whitehall had increased by 15% after the government had selected a final bidder because interest rates had changed and the building proved to be in worse shape than expected.
Depending on what you paid for the "death put" bond and how interest rates have changed, your estate could make a nice profit by exercising the put option.
The map may suggest that you can't afford to live where you are living now - but this might be because the price of property in your area and interest rates have changed since you got your mortgage.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com