The word 'insurer' is correct and usable in written English.
It is typically used to refer to a company or person that provides insurance to individuals or organisations. For example, "The insurer provided coverage for losses due to natural disasters."
For example, you could try "black box insurance", which enables the insurer to monitor your speed, braking and the time you drive to reward you with lower premiums for careful driving.
Many people now buy insurance direct from the insurer and subscribe to newspapers, in digital form, direct from the publisher.
Two of Switzerland's three biggest banks, UBS and Swiss Bank, have just tied the knot to form the largest bank in Europe, while Credit Suisse recently swallowed Winterthur, a big insurer, and the Zurich insurance group has plunged headlong into fund management in America.
The only other option now being discussed is to turn the EFSF into an insurer that would offer to insure the first, perhaps 20%, of losses on new government debt held by private creditors such as banks.
Its holdings of commercial-property securities, for instance, were partly protected by insurance policies written by AIG, an American insurer.
(Is this, in fact, really "insurance" at all?) With the other kind, the insurer has to give it to you at the same price as anyone else regardless of whether you're sick, rates can rise only to a limited extent as you get older, and the government will subsidise it for you based on how much you earn to make sure it doesn't become unaffordable.
If you are still ill once the deferred period has ended, you should start to receive payment once you have completed your claim form and the insurer has checked things out with your doctor (if necessary).
When insurer RSA agrees to pay scandalous underwriting fees of £25m on a zero-risk rights issue, make it a better offer; if its board declines, embarrass it by going public.
"One insurer may offer you a 50% discount based on your four-year NCD, but another only 30%," says Julie Daniels, head of motor at Comparethemarket.com.
Prudential stock fell 3% after the FTSE-100 insurer said Thiam's stint of more than five years as chief executive would end after its annual meeting in May.
Your policy document will tell you when you should tell your insurer that you are ill and are likely to claim.
