Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
insured
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "insured" is correct and usable in written English.
It is typically used in contexts related to insurance, indicating that someone or something is covered by an insurance policy. Example: "The car was fully insured against theft and damage, providing peace of mind to the owner."
✓ Grammatically correct
News & Media
Formal & Business
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
58 human-written examples
Many places in America have shown that the direct delivery of health care, through clinics for example, is significantly less costly.Second, in the economics of insurance, risk should be insured when it is unpredictable, uncertain, and large relative to the administrative costs of insuring it.
News & Media
She wondered why, when she insured her son, the insurer investigated his health status.
News & Media
Claims on insurers amounted to $45 billion the biggest insured loss in post-war history.In this section Overview Catastrophes Economy Financial markets Reprints.
News & Media
An unspoken agreement between the government and insurance firms meant that, until recently, even houses at considerable risk were insured, in return for state funding of flood defences.
News & Media
As a result, the firm responsible for paying the bill loses control of costs.The commission's economists found that when insurers control repair costs (for example, when a crash involves two drivers insured by the same company) bills tend to run to around £1,200.
News & Media
The Texas company insured performance bonuses to Armstrong for his victories in the Tour de France in 2002, 2003 and 2004.
News & Media
While we speak, a security firm is surveying the roof at Great Casterton to fit an alarm against lead theft – "we're insured but it doesn't cover the cost".
News & Media
And Barack Obama's system of healthcare coverage, known as Obamacare, is formally launched with hundreds of thousands of newly insured Americans presenting a formidable test to a system that has endured a difficult birth.
News & Media
Zahid Abdullah, the imam, told the Guardian the building was not insured and that replacing it and its contents could cost in excess of $300,000.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
2 human-written examples
EQECAT, a risk-modelling firm, has doubled its forecast insured-loss estimates to $10 billion-20 billion, and has increased its total economic damage estimates to $30 billion-50 billion.To add insult to injury, another storm arrived this week, promising more surges as well as snow.
News & Media
In this section Overview Output, prices and jobs The Economist commodity-price index FDIC-insured "problem" institutions Trade, exchange rates, budget balances and interest rates Markets Wall Street bonuses Reprints.
News & Media
Expert writing Tips
Best practice
When writing about insurance, specify the type of coverage involved. For example, instead of simply saying "the car is insured", clarify with "the car is insured against theft and damage".
Common error
Avoid using "insured" without specifying what is being insured or the type of coverage. This can lead to ambiguity and misunderstandings.
Source & Trust
89%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The word "insured" primarily functions as an adjective describing something or someone that is covered by an insurance policy. Ludwig AI's analysis confirms this with numerous examples showing its use in contexts relating to financial protection and risk management.
Frequent in
News & Media
60%
Formal & Business
20%
Science
10%
Less common in
Academia
5%
Encyclopedias
3%
Wiki
2%
Ludwig's WRAP-UP
The term "insured" is commonly used as an adjective to describe something or someone covered by an insurance policy. Ludwig AI confirms its grammatical correctness and frequent use across diverse contexts, especially in news and business publications. Alternatives like "covered by insurance" and "protected by insurance" can provide variety, but "insured" remains a clear and concise choice. When using "insured", be sure to provide enough context to specify what is being protected, avoiding ambiguity.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
covered by insurance
Replaces "insured" with a more explicit description of the coverage status.
protected by insurance
Similar to "covered by insurance" but emphasizes the protective aspect.
having insurance coverage
Focuses on the state of possessing insurance coverage.
under insurance policy
Specifies that the coverage is provided by an insurance policy.
indemnified
A more formal term indicating protection against loss or damage.
risk-managed
Highlights the aspect of managing risk through insurance.
secured against loss
Emphasizes the security provided by insurance against potential losses.
with insurance in place
Indicates that insurance is active and ready to provide coverage.
assurance-backed
Suggests that the coverage is guaranteed or backed by assurance.
contingency-covered
Implies that potential contingencies are addressed through insurance coverage.
FAQs
How is "insured" used in a sentence?
The word "insured" typically describes someone or something that is covered by an insurance policy. For example, "The car was fully insured" or "The depositor is "insured deposits"".
What's another way to say "insured"?
Alternatives for "insured" include "covered by insurance", "protected by insurance", or "having insurance coverage" depending on the context.
What does it mean to be "insured"?
To be "insured" means you have a contract (an insurance policy) with an insurance company that protects you financially against specific risks or losses. In exchange for paying premiums, the insurer agrees to pay for covered losses.
Is it correct to say "the insured person"?
Yes, "the insured person" is correct and refers to the individual whose life or property is covered by an insurance policy. Another phrase that can be used is "policyholder".
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
89%
Authority and reliability
4.5/5
Expert rating
Real-world application tested