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Precisely because we would not choose to insure ourselves for such treatments, in the circumstances of a fair, hypothetical insurance market, Dworkin argues that we should not include them in the package of treatments that citizens are entitled to as part of the social minimum.
"It seems worth a very large premium to insure ourselves against the most catastrophic scenarios.
And as a consequence, we insure ourselves by making sure that we're also insuring somebody else.
So we act now to insure ourselves against future problems before they can materialise".
In recent years, the cost of catastrophes has risen astronomically, but our ability to insure ourselves against them has hardly improved.
To insure ourselves against a potential climate catastrophe, the level of carbon dioxide and other greenhouse gases in the atmosphere needs to be capped.
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Gone is any sense that social security is about collectively insuring ourselves as a community.
The second narrative focuses on energy security, and the idea that decarbonising is a sensible, cautious – conservative – strategy for insuring ourselves against energy risks in the future.
"I think it is absolutely critical to replace the old basis of a threat to annihilate one another with a new basis of cooperative ways of insuring ourselves," she said.
No insurer would insure.
The consigner should insure cargo transportation insurance.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com