One of the most richly funded insurance startups over the past few years is Metromile, which insures based on how much customers drive.
Other research topics could include investigation of the influence of insurance on forest management behaviour (Blennow and Sallnäs, 2002) and the design of contracts allowing more flexibility in the selection of timber stands to be insured based on dominant species, value of the tree stand, threshold for compensation following damage, and type of damage covered.
At the other extreme, in the case of unemployment individuals' savings accounts (UISAs), workers self-insure based on their contributions and those of their employers.
Another popular proposal is to allow the F.H.A. to to insure no-down-payment loans and price its insurance based on the risks associated with the borrowers.
This is also true for the German hospital market; patients are fully insured by the Statutory Health Insurance and prices are set by a system based on DRGs reflecting average costs.
The same start position was never used between the sample and test trial, to insure navigation based on memory of spatial position rather than turn angle.
This study reports on the risk of adverse neonatal outcomes following preterm birth in publicly insured mothers that were individually matched with privately insured mothers based on their demographic characteristics.
From a recent low of 1.8 percent in 2006, F.H.A.'s loan volume grew to a high of 20.4 percent of all mortgage originations in 2009, and last year it insured 15.2 percent based on dollar volume, according to data from Inside Mortgage Finance, an industry publication.
First, we estimated the propensity of being a privately insured woman based on the demographics and pre-existing medical conditions.
The data set consisted of claims from 1 000 000 people randomly selected from a total of 23 million insured individuals based on the year 2000 population.
